Steps to Prepare for BPJS TK Withdrawal (summary):
- Gather Documents:
- Tax Identification Number (NPWP)
- Identity Card (KTP)
- Family Card (KK)
- Termination Letter (Paklaring)
- Bank Book
- BPJS TK Card
- Document Preparation:
- Bring original documents and one photocopy of each.
Tips for BPJS TK Withdrawal:
- Termination Letter (Paklaring):
- Request it when resigning or being laid off.
- Ensure you have it from all previous employers.
- If not available, contact HR of former companies.
- If not provided, BPJS may accept payslips as proof of employment.
- Using JMO App:
- Download and check your BPJS TK status.
- Ensure all BPJS numbers are aggregated into one.
- Check JHT balance; if < 50 million IDR, request withdrawal via JMO app.
- If > 50 million IDR, visit BPJS branch with documents.
- Timing for Withdrawal:
- Recommended 2 months after stopping work.
- Must not be employed elsewhere where BPJS is actively paid.
- Branch Visit:
- Go to the BPJS branch where your last company registered.
- For convenience, especially in Jabodetabek, visit Menara Jamsostek in Gatot Subroto.
- Arrive before 8 AM for an early queue.
Additional Tips for BPJS TK Withdrawal:
- Document Handling:
- Keep all documents well-documented and organized.
- Ensure original and photocopies are ready for submission.
- Communication with HR:
- Stay in contact with the HR departments of previous employers for any necessary documents.
- Confirm the BPJS registration details of your last employer to know the relevant BPJS branch.
- Visiting BPJS Branches:
- If you need to visit a BPJS branch, choose one that is known for efficient service.
- Menara Jamsostek in Gatot Subroto is recommended for its relatively quiet environment and helpful staff.
- Arriving early, before 8 AM, can help you get an early queue number.
- Using JMO App:
- Regularly check your BPJS status and balance using the JMO app.
- Ensure your BPJS numbers are consolidated to avoid complications.
- Handling Multiple BPJS Numbers:
- If you have multiple BPJS numbers from different employers, request your current HR to aggregate them into one.
- Proof of Employment:
- If you lack a termination letter, use payslips as proof of employment for BPJS claims.
- Print out payslips from each employer, especially the last month’s payslip.
- Balance Check and Claim Process:
- Check your JHT balance in the JMO app.
- For balances less than 50 million IDR, follow the JMO app process for withdrawal.
- For balances over 50 million IDR, visit a BPJS branch with the necessary documents.
- Post-Employment Period:
- Wait for at least 2 months after stopping work to initiate the BPJS TK withdrawal.
- Ensure you are not employed elsewhere where BPJS contributions are active.