BPJS TK Withdrawing

Steps to Prepare for BPJS TK Withdrawal (summary):

  1. Gather Documents:
  • Tax Identification Number (NPWP)
  • Identity Card (KTP)
  • Family Card (KK)
  • Termination Letter (Paklaring)
  • Bank Book
  • BPJS TK Card
  1. Document Preparation:
  • Bring original documents and one photocopy of each.

Tips for BPJS TK Withdrawal:

  • Termination Letter (Paklaring):
    • Request it when resigning or being laid off.
    • Ensure you have it from all previous employers.
    • If not available, contact HR of former companies.
    • If not provided, BPJS may accept payslips as proof of employment.
  • Using JMO App:
    • Download and check your BPJS TK status.
    • Ensure all BPJS numbers are aggregated into one.
    • Check JHT balance; if < 50 million IDR, request withdrawal via JMO app.
    • If > 50 million IDR, visit BPJS branch with documents.
  • Timing for Withdrawal:
    • Recommended 2 months after stopping work.
    • Must not be employed elsewhere where BPJS is actively paid.
  • Branch Visit:
    • Go to the BPJS branch where your last company registered.
    • For convenience, especially in Jabodetabek, visit Menara Jamsostek in Gatot Subroto.
    • Arrive before 8 AM for an early queue.

Additional Tips for BPJS TK Withdrawal:

  • Document Handling:
    • Keep all documents well-documented and organized.
    • Ensure original and photocopies are ready for submission.
  • Communication with HR:
    • Stay in contact with the HR departments of previous employers for any necessary documents.
    • Confirm the BPJS registration details of your last employer to know the relevant BPJS branch.
  • Visiting BPJS Branches:
    • If you need to visit a BPJS branch, choose one that is known for efficient service.
    • Menara Jamsostek in Gatot Subroto is recommended for its relatively quiet environment and helpful staff.
    • Arriving early, before 8 AM, can help you get an early queue number.
  • Using JMO App:
    • Regularly check your BPJS status and balance using the JMO app.
    • Ensure your BPJS numbers are consolidated to avoid complications.
  • Handling Multiple BPJS Numbers:
    • If you have multiple BPJS numbers from different employers, request your current HR to aggregate them into one.
  • Proof of Employment:
    • If you lack a termination letter, use payslips as proof of employment for BPJS claims.
    • Print out payslips from each employer, especially the last month’s payslip.
  • Balance Check and Claim Process:
    • Check your JHT balance in the JMO app.
    • For balances less than 50 million IDR, follow the JMO app process for withdrawal.
    • For balances over 50 million IDR, visit a BPJS branch with the necessary documents.
  • Post-Employment Period:
    • Wait for at least 2 months after stopping work to initiate the BPJS TK withdrawal.
    • Ensure you are not employed elsewhere where BPJS contributions are active.

References:

Disclaimer:

Not all articles here are meant to be correct. My notes might be wrong or may no longer be relevant. If you want to try things here, please proceed with caution.


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